F77 Botswana 284

Job Title: Head of Credit

Position: Head of Credit

Location: Gaborone, Botswana

Employment Type: Permanent

Industry: Financial Services

Employer: Confidential (Through Freedom 77 Recruitment)

Salary Guide: Competitive executive remuneration package

Positions Available: 1

Important Note: Please ensure your CV is not scanned. Only Microsoft Word documents or original PDF versions will be accepted.

Company Overview

Freedom 77 Recruitment is recruiting on behalf of a reputable commercial bank in Botswana. Our client is committed to delivering innovative financial solutions while maintaining the highest standards of corporate governance, risk management, and customer service. The bank is seeking an experienced and strategic Head of Credit to lead its credit function, strengthen portfolio quality, and support sustainable business growth.

Job Description

The Head of Credit will provide strategic leadership and oversight of the Bank's credit function, ensuring the development and implementation of sound credit policies, procedures, and risk management practices. The role is responsible for safeguarding the quality of the Bank's lending portfolio by ensuring prudent credit assessment, approval, monitoring, and recovery processes while supporting the Bank's commercial objectives.

The successful candidate will work closely with Executive Management, Business Banking, Corporate Banking, Retail Banking, Risk Management, Finance, and Compliance teams to maintain a balanced credit portfolio that aligns with the Bank's risk appetite, regulatory requirements, and long-term strategic goals.

Key Responsibilities

• Develop and implement the Bank's overall credit strategy.
• Lead and manage the Credit Department, ensuring operational excellence and strong governance.
• Review and approve credit applications within delegated authority.
• Present high-value credit facilities to Executive Credit Committees and the Board Credit Committee.
• Ensure comprehensive credit assessments are conducted for all lending proposals.
• Develop, review, and maintain the Bank's Credit Policy and Lending Guidelines.
• Monitor the Bank's overall credit portfolio and recommend corrective actions where necessary.
• Ensure compliance with the Bank of Botswana Prudential Regulations and internal policies.
• Oversee portfolio quality, delinquency trends, impairments, and provisioning.
• Establish portfolio concentration limits and monitor sector exposure.
• Work closely with Business Units to structure appropriate lending solutions.
• Ensure robust collateral valuation, documentation, and perfection processes.
• Monitor early warning indicators and emerging credit risks.
• Lead portfolio stress testing and scenario analysis.
• Drive improvements in credit underwriting standards and turnaround times.
• Oversee credit administration and loan documentation processes.
• Provide strategic input into new lending products and credit risk frameworks.
• Ensure effective management of non-performing loans and recovery strategies.
• Build strong relationships with legal advisors, valuers, auditors, regulators, and external stakeholders.
• Prepare portfolio performance reports for Executive Management and the Board.
• Lead, mentor, and develop high-performing credit professionals.
• Promote a strong culture of risk awareness and sound credit decision-making across the Bank.

Minimum Requirements

• Bachelor's Degree in Finance, Banking, Economics, Accounting, Business Administration, or a related field.
• Master's Degree (MBA, Finance, Banking, Economics, or Risk Management) will be an added advantage.
• Professional certification such as CFA, FRM, ACCA, CA, CISA, or equivalent will be advantageous.
• Minimum of 10 years' progressive banking experience, with at least 5 years in senior credit management or credit risk leadership.
• Extensive experience in Corporate Banking, Commercial Banking, SME Lending, and Retail Credit.
• Proven experience managing large and diversified lending portfolios.
• Strong knowledge of Basel principles and enterprise risk management frameworks.
• Demonstrated experience serving Credit Committees or Board Committees.

Required Knowledge

• Credit Risk Management
• Commercial and Corporate Lending
• Retail Banking Credit
• Financial Analysis
• Credit Structuring
• Loan Documentation
• Credit Portfolio Management
• Basel Guidelines
• IFRS 9 Expected Credit Loss (ECL)
• Bank of Botswana Prudential Standards
• Collateral Management
• Recovery and Collections
• Regulatory Compliance
• Risk-Based Lending
• Banking Operations

Key Skills & Competencies

• Strategic Leadership
• Advanced Credit Analysis
• Financial Statement Analysis
• Strong Commercial Acumen
• Excellent Decision-Making
• Risk Assessment and Mitigation
• Negotiation and Influencing Skills
• Stakeholder Management
• High Ethical Standards and Integrity
• Excellent Report Writing and Presentation Skills
• People Leadership and Coaching
• Analytical and Problem-Solving Skills
• Sound Judgment
• Communication and Interpersonal Skills
• Change Management
• Attention to Detail

Key Performance Indicators (KPIs)

• Portfolio quality and asset performance
• Non-Performing Loan (NPL) ratio
• Credit approval turnaround times
• Portfolio growth within approved risk appetite
• Loan recovery performance
• IFRS 9 provisioning accuracy
• Regulatory compliance outcomes
• Audit findings and closure rates
• Credit policy compliance
• Staff productivity and development

Benefits

• Competitive executive remuneration package
• Performance-based incentive
• Medical Aid
• Pension Scheme
• Professional Development Opportunities
• Executive Leave Benefits
• Vehicle Allowance (where applicable)
• Cellphone and Communication Allowance

Application Deadline: This job is open for applications until further notice.

How to Apply:

• We only accept applications done via our online Job Portal.
• Applications done via email will automatically be rejected.
• Simply Upload your Cover Letter and CV on our Job Portal.
• No need to upload Certifications or References. (we will request them at a later stage before you attend the interview)

Contact Information:

• Website: www.freedom77.org
• Email: info@freedom77.org
• We only accept applications done via our online Job Portal.

Disclaimer:

Applying for this job does not guarantee placement nor does it guarantee placement of the specific job post applied for.

This job position has previously been requested in the job market.

Please log in/register via our website and apply for this job if interested.

We will keep you posted if you are successful to be invited for an initial interview.

Follow our pages

• LinkedIn
• Facebook
• Instagram
• X (Formally Twitter)

F77 Botswana 252

Job Title: Finance Officer - Gaborone, Botswana
Position: Finance Officer – Shared Services & Reporting
Location: Gaborone, Botswana
Employer: Confidential (through Freedom 77 Recruitment)
Employment Type: Permanent
Industry: Finance / Shared Services / Corporate Services
Salary Guide: BWP 20,000 – BWP 30,000
Positions Available: 1

Job Description:
The Finance Officer will drive budgeting, forecasting, statutory compliance, and high-quality financial reporting while strengthening internal controls across shared services. The role manages end-to-end bookkeeping, creditors, audit coordination, and stakeholder engagement, and recommends process improvements to enhance efficiency, reduce costs, and mitigate risk.

Key Responsibilities:

• Lead annual budgeting, re-forecasts, and financial plans in collaboration with department heads; support payroll processing.
• Prepare, review, and submit monthly and annual financial statements in line with IFRS and internal deadlines.
• Ensure compliance with tax laws, financial regulations, and internal policies; maintain robust financial controls.
• Coordinate internal and external audits, address findings, and implement corrective actions.
• Identify and execute process improvements across shared services to improve efficiency and reduce costs.
• Liaise with auditors, regulators, and senior management; prepare management reports and insights.
• Perform risk assessments and maintain mitigation measures.
• Oversee bookkeeping: general ledgers, reconciliations, and timely, accurate transaction recording.
• Manage creditors: process invoices, reconcile supplier statements, handle discrepancies, and ensure on-time payments.

Required Qualifications:

• Bachelor’s degree in Accounting/Finance (or equivalent).
• Professional registration/certification (e.g., ACCA/CPA/CMA/CIMA/BICA).

Preferred Qualifications:

• Advanced Excel proficiency and experience with financial/ERP systems.
• Demonstrated track record supporting strategic financial decision-making.

Skills:

• Strong numerical, analytical, and problem-solving ability with sound IFRS knowledge.
• Financial reporting, analysis, and management capability with excellent attention to detail.
• Stakeholder engagement and effective communication across auditors, regulators, and senior leadership.
• Process-improvement mindset; risk and control orientation; advanced proficiency in financial software and MS Excel.

Relevant Experience:

• Minimum 5 years’ financial management experience, including reporting, compliance, budgeting/forecasting, and audit coordination.

Application Deadline: This job is open for applications until further notice.

How to Apply:

• We only accept applications done via our online Job Portal.
• Applications done via email will automatically be rejected.
• Simply Upload your Cover Letter and CV on our Job Portal.
• No need to upload Certifications or References. (we will request them at a later stage before you attend the interview)

Contact Information:

• Website: www.freedom77.org
• Email: info@freedom77.org
• We only accept applications done via our online Job Portal.

Disclaimer:

Applying for this job does not guarantee placement nor does it guarantee placement of the specific job post applied for.

This job position has previously been requested in the job market.

Please log in/register via our website and apply for this job if interested.

We will keep you posted if you are successful to be invited for an initial interview.

Follow our pages

• LinkedIn
• Facebook
• Instagram
• X (Formally Twitter)

F77 Botswana 224

Job Title: Group Chief Financial Officer – Chartered Accountant-Botswana

Position: Group Chief Financial Officer
Location: Gaborone, Botswana
Employer: Confidential (through Freedom 77 Recruitment)
Employment Type: Full-Time
Industry: Financial Services / Fintech
Salary Guide: Competitive Executive Package
Positions Available: 1

Job Description

A rapidly growing Financial Services Group of Companies with over 16 years of success in microfinance, life insurance, and mobile money, is seeking a visionary Group Chief Financial Officer (CFO) to join their executive leadership team in Gaborone.

The CFO will play a pivotal role in shaping the Group’s financial strategy, ensuring operational excellence, financial sustainability, and regulatory compliance while supporting the company’s regional expansion across emerging markets.

Key Responsibilities

• Develop and lead the Group’s financial strategy, ensuring alignment with growth objectives across all business units.
• Oversee financial management, reporting, and compliance across all subsidiaries.
• Implement robust risk management and governance frameworks to ensure sustainability and compliance.
• Provide strategic insights and financial analytics to the CEO and Board for decision-making.
• Lead and mentor the finance team, promoting excellence and accountability.
• Support expansion into new products and markets through sound financial planning.
• Champion innovation in financial processes, leveraging technology for efficiency and scalability.

Qualifications, Experience & Skills

• Fully qualified Chartered Accountant (CA) – mandatory.
• Minimum of 10+ years’ senior financial leadership experience, including 5+ years as CFO within financial services, banking, or fintech.
• Proven expertise in financial management, risk management, financial modelling, governance, and business growth.
• Strong commercial acumen with exposure to emerging markets beyond Botswana.
• Experience across credit, banking, insurance, and mobile money sectors.
• Technologically astute with the ability to leverage technology for business improvement.
• Exceptional stakeholder engagement and communication skills, with experience working with boards, regulators, and investors.
• Entrepreneurial mindset with a track record of motivating and developing high-performing teams.
• Audit experience advantageous.

Application Deadline: This job is open for applications until further notice.

How to Apply:

We only accept applications done via our online Job Portal.

IMPORTANT NOTE:

Applications done via email will automatically be rejected.

We only accept applications done via our online Job Portal.

Simply Upload your Cover Letter and CV on our Job Portal.

No need to upload Certifications or References. (we will request them at a later stage before you attend the interview)

Contact Information:

• Website: www.freedom77.org
• Email: info@freedom77.org
• We only accept applications done via our online Job Portal.

Disclaimer:

Applying for this job does not guarantee placement nor does it guarantee placement of the specific job post applied for.

This job position has previously been requested in the job market.

Please log in/register via our website and apply for this job if interested.

We will keep you posted if you are successful to be invited for an initial interview.

F77 Botswana 194 B

Job Title: Finance Manager-Botswana

Position: Finance Manager

Location: Gaborone, Botswana

Employer: Confidential (through Freedom 77 Recruitment)

Industry: Financial Services / Export Credit Insurance

Salary Guide: Very Attractive Package

Positions Available: 1

Job Description

Reporting directly to the CEO, the Finance Manager will be responsible for planning, organising, and managing the finance and accounting functions. This role focuses on ensuring accurate financial reporting, compliance with international accounting standards, and the provision of high-quality financial analysis to support decision-making and risk management.

Key Responsibilities

• Oversee financial management and accounting operations.
• Lead the preparation of financial reports and statutory submissions.
• Manage budgeting, forecasting, and cost control processes.
• Ensure compliance with regulatory and international accounting standards.
• Provide strategic financial advice and risk assessments.
• Oversee effective people and capital management within the finance division.

Core Competencies

• Strategic financial planning and reporting
• Financial management and control
• Critical thinking and analytical decision-making
• Innovation and process optimisation
• Attention to detail and accuracy
• Strong leadership and stakeholder communication

Qualifications & Experience

• Bachelor’s degree in Accounting, Finance, or a related field.
• At least 4 years’ post-qualification experience in accounting or finance.
• Professional qualifications such as ACCA, CIMA, or equivalent.
• Membership with BICA at Fellow level is essential.

Application Deadline: This job is open for applications until further notice.

How to Apply:

We only accept applications done via our online Job Portal.

IMPORTANT NOTE:

Applications done via email will automatically be rejected.

We only accept applications done via our online Job Portal.

Simply Upload your Cover Letter and CV on our Job Portal.

No need to upload Certifications or References. (we will request them at a later stage before you attend the interview)

Contact Information:

• Website: www.freedom77.org
• Email: info@freedom77.org
• We only accept applications done via our online Job Portal.

Disclaimer:

Applying for this job does not guarantee placement nor does it guarantee placement of the specific job post applied for.

This job position has previously been requested in the job market.

Please log in/register via our website and apply for this job if interested.

We will keep you posted if you are successful to be invited for an initial interview.

F77 Botswana 194 A

Job Title: Business Development Manager-Botswana

Position: Business Development Manager

Location: Gaborone, Botswana
Employer: Confidential (through Freedom 77 Recruitment)

Industry: Financial Services / Export Credit Insurance

Salary Guide: Very Attractive Package

Positions Available: 1

Job Description

Our client, a leading financial institution in Botswana specialising in export credit insurance and guarantee solutions, is committed to supporting local businesses and exporters through innovative risk insurance solutions. As part of their continued drive for strategic growth and strengthened operations, they are seeking a Business Development Manager with strong leadership skills and emotional intelligence to join their team.

Main Purpose of the Job

Reporting directly to the CEO, the Business Development Manager will be responsible for initiating, planning, developing, organising, and overseeing the implementation of the organisation’s business development strategy. The role involves driving growth through new product development, expanding distribution channels, maximising revenue generation, and enhancing client engagement across the value chain.

Key Responsibilities

• Formulate and implement a robust Business Development Strategy.
• Lead stakeholder engagement initiatives to drive partnerships and opportunities.
• Manage and expand distribution channels to enhance market reach.
• Drive effective people management practices to support business goals.
• Lead project management activities to ensure timely and efficient execution of initiatives.
• Identify and pursue new business opportunities for organisational growth.

Core Competencies

Behavioural Skills:

• Strategic planning and execution
• Business acumen and commercial awareness
• Customer orientation and stakeholder engagement
• Critical thinking and innovation
• Leadership and people management
• Strong communication and negotiation skills

Qualifications & Experience

• Bachelor’s degree in Sales, Marketing, or Business (or related field).
• At least 5 years’ post-qualification experience, with a minimum of 2 years in the financial services industry.
• Professional membership with a recognised association will be an added advantage.

Application Deadline: This job is open for applications until further notice.

How to Apply:

We only accept applications done via our online Job Portal.

IMPORTANT NOTE:

Applications done via email will automatically be rejected.

We only accept applications done via our online Job Portal.

Simply Upload your Cover Letter and CV on our Job Portal.

No need to upload Certifications or References. (we will request them at a later stage before you attend the interview)

Contact Information:

• Website: www.freedom77.org
• Email: info@freedom77.org
• We only accept applications done via our online Job Portal.

Disclaimer:

Applying for this job does not guarantee placement nor does it guarantee placement of the specific job post applied for.

This job position has previously been requested in the job market.

Please log in/register via our website and apply for this job if interested.

We will keep you posted if you are successful to be invited for an initial interview.

F77 Botswana 209

Job Title: Graduate Development Programme – Banking & Finance - Gaborone, Botswana

Position: Graduate Trainee

Location: Gaborone, Botswana

Employer: Confidential (through Freedom 77 Recruitment)

Employment Type: Full-Time – Structured 2-Year Training

Industry: Banking & Financial Services

Salary Guide: N/A

Positions Available: Multiple

Job Description:
We are excited to announce a Graduate Development Programme aimed at highly motivated, ambitious graduates seeking to build a career in the financial services industry. This structured 24-month programme provides hands-on exposure, professional training, mentorship, and career growth opportunities across multiple banking disciplines.

Key Responsibilities:

• Participate in structured rotations across key banking departments.
• Gain exposure to financial products, risk management, and customer solutions.
• Develop leadership, technical, and business acumen skills.
• Contribute to projects that drive innovation and growth within the bank.
• Build cross-functional relationships and collaborate with diverse teams.
• Attend training workshops and mentorship sessions for career development.

Required Qualifications:

• Recent graduate with a Bachelor’s degree in Finance, Accounting, Economics, Business Administration, IT, or related fields.
• Minimum of 2.1 (Upper Second Class) or equivalent.

Preferred Qualifications:

• Postgraduate studies or professional certifications (CFA, ACCA, CIMA) are an advantage.

Skills:

• Strong analytical and problem-solving ability.
• Communication and presentation skills.
• Adaptability, flexibility, and eagerness to learn.
• Ability to work in fast-paced, team-oriented environments.

Relevant Experience:

• No prior work experience required; internship experience is an advantage.

Benefits:

• Structured mentorship and professional training.
• Career development opportunities.
• Exposure to multiple banking functions.

Application Deadline: This job is open for applications until further notice.

How to Apply:

We only accept applications done via our online Job Portal.

IMPORTANT NOTE:

Applications done via email will automatically be rejected.

We only accept applications done via our online Job Portal.

Simply Upload your Cover Letter and CV on our Job Portal.

No need to upload Certifications or References. (we will request them at a later stage before you attend the interview)

Contact Information:

• Website: www.freedom77.org
• Email: info@freedom77.org
• We only accept applications done via our online Job Portal.

Disclaimer:

Applying for this job does not guarantee placement nor does it guarantee placement of the specific job post applied for.

This job position has previously been requested in the job market.

Please log in/register via our website and apply for this job if interested.

We will keep you posted if you are successful to be invited for an initial interview.

F77 Botswana 208

Job Title: Business Analyst – Data & Performance - Gaborone, Botswana

Position: Business Analyst (Data & Performance)

Location: Gaborone, Botswana

Employer: Confidential (through Freedom 77 Recruitment)

Employment Type: Full-Time

Industry: Financial Services & Analytics

Salary Guide: N/A

Positions Available: 1

Job Description:
We are seeking a Business Analyst – Data & Performance to support strategy execution and decision-making across the business through actionable data insights. The successful candidate will design, develop, and manage business performance dashboards and reports, providing timely and accurate analytics for senior management.

Key Responsibilities:

• Deliver cross-functional data analytics for improved performance.
• Develop dashboards (daily, weekly, monthly) for business reporting.
• Build and manage scorecards aligned with KPIs.
• Provide deep-dive sales, productivity, and distribution channel analysis.
• Anticipate evolving data needs and recommend solutions.
• Streamline reporting processes and ensure data integrity.
• Collaborate with stakeholders to support decision-making with data insights.

Required Qualifications:

• Bachelor’s degree in Statistics, Data Analytics, Economics, Finance, or related field.

Preferred Qualifications:

• Advanced analytics certifications (e.g., Power BI, SQL, Python, Google Data Studio).

Skills:

• Strong analytical and problem-solving skills.
• Data visualization and reporting expertise.
• Proficiency with SQL, Excel, and analytics tools.
• Communication and stakeholder engagement skills.

Relevant Experience:

• Minimum 3–5 years in business analytics, data analysis, or performance reporting.
• Prior exposure to financial services or insurance is an added advantage.

Application Deadline: This job is open for applications until further notice.

How to Apply:

We only accept applications done via our online Job Portal.

IMPORTANT NOTE:

Applications done via email will automatically be rejected.

We only accept applications done via our online Job Portal.

Simply Upload your Cover Letter and CV on our Job Portal.

No need to upload Certifications or References. (we will request them at a later stage before you attend the interview)

Contact Information:

• Website: www.freedom77.org
• Email: info@freedom77.org
• We only accept applications done via our online Job Portal.

Disclaimer:

Applying for this job does not guarantee placement nor does it guarantee placement of the specific job post applied for.

This job position has previously been requested in the job market.

Please log in/register via our website and apply for this job if interested.

We will keep you posted if you are successful to be invited for an initial interview.